IGOTCHU

Got a bill or contract that doesn't feel right? IGOTCHU.

A medical bill that doesn't add up. A lease with clauses that scare you. A contract you signed and regret. Send it to us and get back exactly where you stand, what to do, and every letter written and ready to send. No lawyers. No jargon. $25.

Check it, $25 Fix it, $25

Or subscribe for unlimited analyses, $19/month

“I had a $3,000 medical bill show up over a year after the fact with lapsed insurance. IGOTCHU pulled the exact Texas statutes that applied, drafted the certified letters, and within a week the hospital called and wiped the entire bill. I couldn't believe it.”

B.R., Director of Operations

How It Works

STEP 01

Tell Us Your Situation

Upload your document, take a photo, or paste the text. Tell us what you want out of it and what state you're in. That's all we need.

STEP 02

We Get To Work

We read your document line by line against your state's laws, market standards, and your exact goal. Red flags get flagged. Exit clauses get found. Every letter you need gets written.

STEP 03

Within 4 Hours You Receive

Ready-to-send letters and emails
Your full negotiation playbook
A step-by-step action checklist
Your state-specific legal rights
Official resources for your situation

All of it written for your document, your state, your goal.

Two Ways We Help

For less than an hour of a lawyer's time, you get the full playbook.

Before You Sign

Know exactly what you're signing before it costs you. Lease renewal. Job offer. Car purchase. SaaS contract. We read every line before your name goes on it.

Red flags identified with exact clause references
Plain English breakdown of what you are signing
Negotiation script written and ready to send
Market rate comparison for your situation
State-specific legal rights explained

Check it, $25

Already Stuck

Find your exit. Get your money back. Gym membership. Landlord dispute. Bad contractor. Medical bill that doesn't add up. We find the door out.

Ready-to-send dispute and demand letters
Full exit strategy with exact steps
Negotiation playbook with opening ask and settlement floor
Complaint filing guides for relevant agencies
Protect Yourself checklist for right now

Fix it, $25

What We Take On

Pick your situation. Every analysis is built for your document, your state, your goal.

Medical Bill Dispute

Most medical bills contain errors, and most hospitals negotiate. We read yours line by line: duplicate charges, surprise billing violations, financial assistance you qualify for, and the exact letters to send.

Fight my bill, $25 See a full example report

Contract Review

Leases, contractor agreements, car purchases, gym memberships, SaaS contracts, freelance agreements. Before you sign or after you're stuck, we read every line and write your way out or your way forward.

Check it, $25 Fix it, $25 See a full example report

Homeschool Rights

Coming Soon

Your state's exact requirements, a readiness score, responses when the school pushes back, and a complete protection packet. Be first to know when it launches.

Job Offer Analysis

Coming Soon

Compensation versus market, non-compete review, equity terms explained, and what to negotiate before you say yes. Launching soon.

Here's Exactly What You Get

Every report is written for your specific situation, not a template.

A real report, detail for detail, the way yours will be written

igotchuapp.com/results/your-analysis

✓ ReadyFix Itdispute

Here's the plan to fix this bill.

$7,860 ER bill · duplicate charge caught · Everwell Demo Medical Center

IGOTCHU gives you clarity, research, and the right questions to ask. It is not a lawyer, and nothing in this report is legal advice. When real money or real risk is on the line, take this report to a licensed professional.

You are looking at a $7,860.00 emergency room bill with a due date of August 2, 2026, and you have not paid or agreed to anything yet. That timing is on your side, and there are real problems on this bill worth catching before you send a dollar.

Strong Position

Your bill shows a $7,860.00 balance that includes a clearly labeled duplicate charge and multiple prices that run well above typical fair-cash rates, and you have not paid anything yet.

The statement lists the same CPT 80053 metabolic panel twice at $615.00 each, one marked as a duplicate entry, and you were uninsured so nothing was ever run for a fair cash or charity discount.

12 days to deadline: Aug 2

12d

to deadline

$7,860.00

balance due

$615.00

duplicate charge

$0.00

adjustments applied

The Decision

Dispute, then negotiate

Dispute the clear errors first, starting with the $615.00 duplicate metabolic panel, then negotiate the remaining balance down using an uninsured discount and a fair-price review. The duplicate alone is an automatic correction, and the rest of the bill has prices worth challenging.

1.Request the complete itemized bill and a billing review in writing before the August 2, 2026 due date.

2.Demand removal of the duplicate CPT 80053 line at $615.00, which the statement itself labels a duplicate.

3.Ask for the uninsured or self-pay discount and any financial assistance the facility offers, since $0.00 in adjustments was applied.

4.Ask that the account be held from collections while the review is open.

5.Get every agreed number in writing before you pay anything.

Where You're Winning

You have paid nothing yet, so every dollar of the $7,860.00 balance is still fully negotiable before any money changes hands.

The bill flags its own duplicate, your statement lists CPT 80053 twice at $615.00, with the second line literally labeled 'duplicate entry,' which is a $615.00 correction on its face.

You were uninsured at service, your statement shows $0.00 in insurance adjustments and $0.00 in discounts, which means no uninsured or cash discount has been applied yet and that is a standard ask.

The due date has not passed, August 2, 2026 is still ahead, giving you room to request the itemized review and hold collections before anything is overdue.

That's everything we found.

When they reply, bring their answer back. One free follow-up is included with every report. Email us and reference your report ID.

They responded. What now?Check another document

Go get your yes. And whatever they say next, IGOTCHU.

See the full example report

Real Outcome, This Report

Duplicate charge caught, full bill disputed. $615 error flagged before a dollar was sent. Results vary.

Your report looks exactly like this: specific to your document, your state, your situation.
Delivered within 4 hours.

Check it, $25 Fix it, $25

Simple Pricing

One-time or unlimited. No surprises.

One-Time

$25

One analysis

Full deliverables package
Delivered within 4 hours
One free revision
No account required

Get started

Monthly

$19/month

Unlimited analyses

Unlimited analyses
Priority response
Full history saved
Cancel anytime

Start monthly access

Unlimited

$144/year

Save 2 months. Works out to $12/month.

Everything in Monthly

Unlimited analyses
Delivered within 4 hours
Save $84/year
Priority support

Start unlimited access

IGOTCHU gives you clarity, research, and the right questions to ask. It is not a lawyer, and nothing it provides is legal advice. When real money or real risk is on the line, take your report to a licensed professional.